Banking & Finance Archives - prosaicview https://www.prosaicview.com/category/banking-finance/ Sun, 17 Oct 2021 08:40:51 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 The Prosaicview Podcast on IBC https://www.prosaicview.com/the-prosaicview-podcast-on-ibc/ https://www.prosaicview.com/the-prosaicview-podcast-on-ibc/#respond Sun, 17 Oct 2021 08:40:51 +0000 https://www.prosaicview.com/?p=386 In this episode of The Prosaicview Podcast, Veena Sivaramakrishnan, partner, Shardul Amarchand Mangaldas and an expert on the insolvency law talks to Prosenjit Datta about the changes that have been proposed as well as the changes that she would like to see in the IBC. https://www.buzzsprout.com/1631632/episodes/9381350

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]]> https://www.prosaicview.com/the-prosaicview-podcast-on-ibc/feed/ 0 Low Savings, Rising Debt https://www.prosaicview.com/low-savings-rising-debt/ https://www.prosaicview.com/low-savings-rising-debt/#respond Thu, 24 Jun 2021 06:09:46 +0000 https://www.prosaicview.com/?p=351 The Reserve Bank of India’s latest statistics of household savings and debt  paint a dismal picture How badly has Covid 19 hit Indian household finances? The Reserve Bank of India’s (RBI’s) household savings and debt trends give a good insight. These data sets come with a lag and we do not have data for the […]

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]]> https://www.prosaicview.com/low-savings-rising-debt/feed/ 0 The Bad and the Good of too much currency in circulation https://www.prosaicview.com/the-bad-and-the-good-of-too-much-currency-in-circulation/ https://www.prosaicview.com/the-bad-and-the-good-of-too-much-currency-in-circulation/#respond Tue, 25 May 2021 14:03:37 +0000 https://www.prosaicview.com/?p=348 The currency in circulation has risen exponentially. What are the implications? The total currency in circulation in India is rising inexorably. By the end of the first week of May 2021, it had crossed Rs 29 lakh crore.  A year ago, it had stood at Rs 25.4 lakh crore. And there are no signs that […]

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]]> https://www.prosaicview.com/the-bad-and-the-good-of-too-much-currency-in-circulation/feed/ 0 The Bad Bank is a Bad Idea https://www.prosaicview.com/the-bad-bank-is-a-bad-idea/ https://www.prosaicview.com/the-bad-bank-is-a-bad-idea/#respond Sat, 30 Jan 2021 10:40:24 +0000 https://www.prosaicview.com/?p=302 Setting up something like this ignores the basic issues that caused the bad loans in the first place From time to time, the idea of the Bad Bank, which will house all the bad loans of public sector banks and deal with them, crops up. The idea is that an institution should be set up […]

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]]> https://www.prosaicview.com/the-bad-bank-is-a-bad-idea/feed/ 0 Allowing Foxes in the Hen House https://www.prosaicview.com/allowing-foxes-in-the-hen-house/ https://www.prosaicview.com/allowing-foxes-in-the-hen-house/#respond Fri, 27 Nov 2020 14:58:47 +0000 https://www.prosaicview.com/?p=271 The suggestion of the RBI Internal Working Group that corporations should be allowed to own banks is a bad idea It is a bit difficult to understand why the Internal Working Group (IWG) of the Reserve Bank of India bats for banking licenses to business houses in its recent report. While the report makes several […]

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]]> https://www.prosaicview.com/allowing-foxes-in-the-hen-house/feed/ 0 The Long Road to Economic Recovery https://www.prosaicview.com/the-long-road-to-economic-recovery/ https://www.prosaicview.com/the-long-road-to-economic-recovery/#respond Sat, 29 Aug 2020 08:20:35 +0000 https://www.prosaicview.com/?p=235 The government needs to tackle a demand- as well as supply-shock now. And then it will have to deal with a financial sector on the verge of collapse. The government is slated to release the GDP figures for the first quarter of FY20-21 tomorrow (Monday, August 31). It is likely to be an ugly picture […]

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]]> https://www.prosaicview.com/the-long-road-to-economic-recovery/feed/ 0 The dilemma of central banks https://www.prosaicview.com/the-dilemma-of-central-banks/ https://www.prosaicview.com/the-dilemma-of-central-banks/#respond Fri, 28 Aug 2020 05:27:19 +0000 https://www.prosaicview.com/?p=227 Central banks around the world are being pressured by their governments to ignore inflation and focus on growth and jobs. But can monetary policy help in the latter goals? Reserve Bank of India (RBI) governor Shaktikanta Das is under pressure to remain focused on growth even if inflation goes temporarily out of control. The RBI […]

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]]> https://www.prosaicview.com/the-dilemma-of-central-banks/feed/ 0 Can Yes Bank Survive As An Independent Bank https://www.prosaicview.com/can-yes-bank-survive-as-an-independent-bank/ https://www.prosaicview.com/can-yes-bank-survive-as-an-independent-bank/#respond Thu, 19 Mar 2020 10:59:46 +0000 https://www.prosaicview.com/?p=81 All the King’s horses and all the King’s men may not be able to put Yes Bank together again Now that the Reserve Bank of India (RBI) has withdrawn the moratorium on withdrawals from Yes Bank, we will know very soon how many people and companies are still comfortable keeping their money with Yes Bank. […]

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]]> https://www.prosaicview.com/can-yes-bank-survive-as-an-independent-bank/feed/ 0 The Rise and Fall of Yes Bank, Rana Kapoor – and What Now https://www.prosaicview.com/the-rise-and-fall-of-yes-bank-rana-kapoor-and-what-now/ https://www.prosaicview.com/the-rise-and-fall-of-yes-bank-rana-kapoor-and-what-now/#respond Fri, 06 Mar 2020 17:15:34 +0000 https://www.prosaicview.com/?p=67 How it all went wrong and what the government and regulator need to fix At the time of writing this article, the RBI has announced a moratorium capping the withdrawals from people with accounts in Yes Bank at Rs 50,000 till April 3. There are a few exceptions, which allow account holders to withdraw more […]

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